Meridian Bancorp Inc. (EBSB) and Capitol Federal Financial Inc. (NASDAQ:CFFN) Comparing side by side

Meridian Bancorp Inc. (NASDAQ:EBSB) and Capitol Federal Financial Inc. (NASDAQ:CFFN) are two firms in the Savings & Loans that compete against each other. Below is a comparison of their profitability, analyst recommendations, risk, dividends, institutional ownership, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Meridian Bancorp Inc. 171.07M 5.33 58.85M 1.13 15.36
Capitol Federal Financial Inc. 226.08M 8.45 92.66M 0.68 19.90

In table 1 we can see Meridian Bancorp Inc. and Capitol Federal Financial Inc.’s gross revenue, earnings per share (EPS) and valuation. Capitol Federal Financial Inc. appears to has lower earnings, but higher revenue than Meridian Bancorp Inc. The business that is more affordable between the two has a lower P/E ratio. Meridian Bancorp Inc.’s currently lower P/E ratio means it is more affordable than Capitol Federal Financial Inc.

Profitability

Table 2 hightlights the return on assets, net margins and return on equity of the two companies.

Net Margins Return on Equity Return on Assets
Meridian Bancorp Inc. 34.40% 7.8% 0.9%
Capitol Federal Financial Inc. 40.99% 7.3% 1.1%

Volatility and Risk

Meridian Bancorp Inc.’s 0.53 beta indicates that its volatility is 47.00% less volatile than that of Standard & Poor’s 500. Capitol Federal Financial Inc.’s 46.00% less volatile than Standard & Poor’s 500 volatility due to the company’s 0.54 beta.

Dividends

$0.24 per share with a dividend yield of 1.35% is the annual dividend that Meridian Bancorp Inc. pay. Capitol Federal Financial Inc. offers an annual dividend of $0.34 per share, bundled with 2.51% dividend yield.

Insider & Institutional Ownership

Roughly 66% of Meridian Bancorp Inc. shares are held by institutional investors while 76.4% of Capitol Federal Financial Inc. are owned by institutional investors. 2.7% are Meridian Bancorp Inc.’s share held by insiders. Insiders Comparatively, held 1.3% of Capitol Federal Financial Inc. shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Meridian Bancorp Inc. 0.29% 3.97% 6.99% 7.92% -9.42% 20.81%
Capitol Federal Financial Inc. -2.74% 0.3% 2.82% 8.77% 10.76% 5.64%

For the past year Meridian Bancorp Inc. has stronger performance than Capitol Federal Financial Inc.

Summary

On 11 of the 14 factors Capitol Federal Financial Inc. beats Meridian Bancorp Inc.

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products comprising savings accounts, money market accounts, interest-bearing and noninterest-bearing checking accounts, and certificates of deposits. It also provides various loan products, such as one- to four-family residential real estate loans; construction-to-permanent loans; consumer loans comprising home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits; and commercial real estate loans consisting of various property types, including hotels, office and retail buildings, senior housing facilities, and multi-family dwellings located in Texas, Missouri, Kansas, Colorado, Arkansas, California, and Montana. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; and invests in various securities. As of September 30, 2016, it operated a network of 47 branches, which included 37 traditional branches and 10 in-store branches located in Kansas and Missouri. The company was founded in 1893 and is headquartered in Topeka, Kansas.

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