Axos Financial Inc. (AX) and HopFed Bancorp Inc. (NASDAQ:HFBC) Comparing side by side

As Savings & Loans businesses, Axos Financial Inc. (NYSE:AX) and HopFed Bancorp Inc. (NASDAQ:HFBC), are affected by compare. This especially applies to their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Axos Financial Inc. 443.28M 3.91 151.30M 2.44 11.91
HopFed Bancorp Inc. 35.61M 3.26 5.17M 0.83 23.20

Table 1 demonstrates Axos Financial Inc. and HopFed Bancorp Inc.’s gross revenue, earnings per share (EPS) and valuation. HopFed Bancorp Inc. is observed to has lower revenue and earnings than Axos Financial Inc. The business with a lower P/E ratio is presently more affordable of the two stocks. Axos Financial Inc.’s current P/E ratio is lower than that of HopFed Bancorp Inc., which means that it is the affordable of the two.

Profitability

Table 2 provides Axos Financial Inc. and HopFed Bancorp Inc.’s return on equity, net margins and return on assets.

Net Margins Return on Equity Return on Assets
Axos Financial Inc. 34.13% 15.2% 1.5%
HopFed Bancorp Inc. 14.52% 4.4% 0.4%

Volatility & Risk

Axos Financial Inc. has a beta of 0.92 and its 8.00% less volatile than Standard and Poor’s 500. Competitively, HopFed Bancorp Inc.’s 2.00% volatility makes it less volatile than Standard and Poor’s 500, because of the 0.98 beta.

Dividends

HopFed Bancorp Inc. offers an annual dividend of $0.21 per share, bundled with 1.1% dividend yield. Axos Financial Inc. does not pay a dividend.

Insider & Institutional Ownership

Roughly 80.1% of Axos Financial Inc. shares are owned by institutional investors while 56.6% of HopFed Bancorp Inc. are owned by institutional investors. Insiders owned roughly 12.54% of Axos Financial Inc.’s shares. Competitively, insiders own roughly 19.4% of HopFed Bancorp Inc.’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Axos Financial Inc. -3.55% -6.05% -12.56% -1.66% -28.46% 15.33%
HopFed Bancorp Inc. -1.48% -3.12% -2.03% 25.67% 30.18% 44.92%

For the past year Axos Financial Inc.’s stock price has smaller growth than HopFed Bancorp Inc.

Summary

Axos Financial Inc. beats on 10 of the 13 factors HopFed Bancorp Inc.

Axos Financial, Inc. operates as the holding company for BofI Federal Bank that provides consumer and business banking products in the United States. The company offers deposits products, including consumer and business checking, demand, savings, and time deposit accounts. It also provides single family and multifamily mortgage secured lending products; commercial real estate secured and commercial lending products; specialty finance factoring products; prime loans to customers secured by new and used automobiles; and term unsecured personal loans to individual borrowers, as well as overdraft lines of credit. In addition, the company offers prepaid card and refund transfer, debit card or ATM card, portfolio management, online bill payment, money transfer, overdraft protection, online and mobile banking, and text message banking services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in San Diego, California.

HopFed Bancorp, Inc. operates as the bank holding company for Heritage Bank USA, Inc. that provides various banking products and services. It accepts various deposit products, including money market accounts, passbook savings accounts, individual retirement accounts, certificates of deposit, and interest-bearing demand deposits and time deposits. The company also offers various loans comprising one-to-four family residential mortgage loans, multi-family residential and non-residential real estate loans, construction loans, commercial real estate loans, commercial loans, consumer loans, and loans secured by savings deposits, as well as automobile loans, home equity loans, and home improvement loans. In addition, it owns a low income senior citizen housing facility that offers apartments for rent in Bowling Green, Kentucky. Further, the company invests in the U.S. government agency securities, municipal and corporate bonds, collateralized mortgages obligations, and mortgage-backed securities. It operates through a network of 18 branch offices located in Middle Tennessee and Western Kentucky. HopFed Bancorp, Inc. was founded in 1879 and is headquartered in Hopkinsville, Kentucky.

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